Enki Sigorta Aracılık Hizmetleri A.Ş., www.saglikturizmisigortasi.com Site User Agreement

Anyone who visits this site or requests to benefit from the services offered on this site accepts all the terms and conditions contained in this "Terms of Use Agreement" as is. By using the Enki Sigorta Aracılık Hizmetleri A.Ş. website or by requesting to benefit from the services provided by Enki Sigorta Aracılık Hizmetleri A.Ş., you undertake to be bound by all the terms and conditions contained in this "Terms of Use Agreement", the "Privacy Policy" provisions that are an integral part of this text, and other instructions on this site. If you do not accept the terms herein, you may not access or use this website. If you have started using despite not accepting the terms herein, you must stop using immediately.

Enki Sigorta Aracılık Hizmetleri A.Ş. reserves the right to make any changes it wishes at any time to this "Terms of Use Agreement", "Privacy Policy" and other instructions on this site. Such changes will be valid and binding from the dates they are published on this site. It is the user's responsibility to follow the changes. Enki Sigorta Aracılık Hizmetleri A.Ş. has no obligation to notify you separately of the changes. By continuing to benefit from Enki Sigorta Aracılık Hizmetleri A.Ş. services, you are deemed to have accepted these changes as well.

1. Enki Sigorta Aracılık Hizmetleri A.Ş.

Enki Sigorta Aracılık Hizmetleri A.Ş. is an organization that, without a subordinate status such as commercial representative, commercial agent, sales clerk or employee, based on a contract, professionally intermediates insurance contracts in the name and account of insurance companies within a certain place or region, or makes them on behalf of insurance companies on a permanent basis, conducts preparatory work before the contract is concluded, and assists in the implementation of the contract and payment of compensation. Enki Sigorta Aracılık Hizmetleri A.Ş. carries out preparatory work before the conclusion of the insurance contract and, when necessary, assists in the implementation of these agreements or in the payment of compensation.

Our company carries out its activities under the license granted by the Turkish Prime Ministry Undersecretariat of Treasury in accordance with the provisions of the relevant legislation.

2. Those Who Can Benefit from the Service

All natural and legal persons competent to exercise civil rights can benefit from the services offered by Enki Sigorta Aracılık Hizmetleri A.Ş. Those who have not reached the age of 18 or are not of legal age, those under legal restriction and those who do not have the power of discretion can only transact through their guardians or legal representatives. To obtain a policy, you must enter your real name or title, address, telephone number and valid credit card information into the system. It is possible for you to apply for insurance in your own name and for the benefit of others.

3. Subject of the Agreement

This Agreement shall be established when the User enters the www.saglikturizmisigortasi.com website and when the Member clicks on the buttons on the following pages on the www.saglikturizmisigortasi.com website that enable the continuation of transactions, and simultaneously with the establishment of this Agreement, the User/Member will have authorized Enki Sigorta Aracılık Hizmetleri A.Ş. as an authorized insurance agent to act on their behalf with insurance companies. This Agreement also regulates the provisions regarding the rights and obligations of the Parties related to the insurance intermediation service to be provided by Enki Sigorta Aracılık Hizmetleri A.Ş.

https://www.saglikturizmisigortasi.com/

4. Responsibilities of Enki Sigorta Aracılık Hizmetleri A.Ş.

The responsibility of Enki Sigorta Aracılık Hizmetleri A.Ş. is limited to providing the services specified on the site, which it has agreed to provide, for the conclusion of the insurance contract and, when necessary, assisting in the payment of damage amounts. The rights and responsibilities arising from the insurance policy belong to the parties of the said contract, and Enki Sigorta Aracılık Hizmetleri A.Ş. has no responsibility in their fulfillment.

All matters relating to changes in policy terms and prices, damage payments and the implementation of the policy are under the responsibility of the relevant Insurance Company within the framework of the laws and regulations to which Insurance Companies are subject.

Enki Sigorta Aracılık Hizmetleri A.Ş. is not obliged or responsible to investigate the accuracy of information and content transmitted to Enki Sigorta Aracılık Hizmetleri A.Ş. by the User/Member or uploaded, changed or provided by them through the Site, to undertake and guarantee that such information and content is secure, accurate and lawful, nor can it be held responsible for any damage that may arise from such information and content being incorrect or erroneous.

Enki Sigorta Aracılık Hizmetleri A.Ş. protects the entered information in terms of security. Therefore, the information provided cannot be viewed by other people on the internet.

Enki Sigorta Aracılık Hizmetleri A.Ş. will not disclose personal information transmitted to it electronically by users through the www.saglikturizmisigortasi.com site to third parties. This information can only be accessed by Enki Sigorta Aracılık Hizmetleri A.Ş. personnel and insurance company personnel for the purpose of fulfilling the service requested by the User/Member and to the extent required by the service.

Personal information includes all other information intended to identify the user, such as person's name-surname, Turkish Republic Identity Number, Passport Number, address, telephone number, mobile phone, e-mail address, and will be briefly referred to as Confidential Information.

Enki Sigorta Aracılık Hizmetleri A.Ş. will not disclose personal information to any company or third parties except for the cases defined in this User Agreement. Enki Sigorta Aracılık Hizmetleri A.Ş. may use personal information within its own organization to determine customer profiles, offer promotions and campaigns suitable for the customer profile, and conduct statistical studies.

Despite Enki Sigorta Aracılık Hizmetleri A.Ş. taking the necessary information security measures, in the event that confidential information is damaged or falls into the hands of third parties as a result of attacks on the www.saglikturizmisigortasi.com site, Enki Sigorta Aracılık Hizmetleri A.Ş. will have no responsibility.

Enki Sigorta Aracılık Hizmetleri A.Ş. may obtain information about users/members and users'/members' use of the www.turizmsagliksigortasi.com site by using a technical communication file (cookie). However, if users wish, they can change their browser settings to prevent the technical communication file from coming or to provide a warning when the technical communication file is sent.

Having received service from Enki Sigorta Aracılık Hizmetleri A.Ş. does not mean that the performance of Enki Sigorta Aracılık Hizmetleri A.Ş., the insurance company or the insurer/insured is guaranteed. Therefore, Enki Sigorta Aracılık Hizmetleri A.Ş. has no responsibility for the debts in the insurance policy. Insurance coverage is only provided by insurance companies. Enki Sigorta Aracılık Hizmetleri A.Ş. does not provide insurance coverage, it only intermediates the conclusion of an agreement between insurance companies and the insurer/insured.

The credit card information requested on the policy premium collection page is not stored on Enki Sigorta Aracılık Hizmetleri A.Ş. servers in any way in order to keep the security of customers shopping from the site at the highest level. In this way, all payment-related transactions are carried out between the insurance company, bank and your computer through the www.saglikturizmisigortasi.com interface.

All information on our site regarding policy terms, coverages, premium rates and amounts is information obtained from insurance companies. In case insurance companies change these terms, no request can be made from Enki Sigorta Aracılık Hizmetleri A.Ş. in this regard. Enki Sigorta Aracılık Hizmetleri A.Ş. does not guarantee that insurance companies will provide policies with the terms specified on this site. Valid policy terms will be the terms specified in the policy to be issued.

Enki Sigorta Aracılık Hizmetleri A.Ş. has the right to send messages to users/members who receive services through www.saglikturizmisigortasi.com, the Insurance Support Line at 0212 705 89 89, via fixed and mobile telephone lines, fixed addresses, e-mail addresses and other contact information that they specify when receiving services and/or registering for membership or that they update themselves by logging in as members, for announcements, campaigns, special discounts and other marketing purposes by methods such as letters, e-mails, SMS, telephone calls and similar methods, provided that they have given consent during the transaction. These messages may include information about the product or products you have purchased, other products we think you will be interested in, advertisements created in line with our collaborations with third parties, and similar information.

The content and registration information (sending time, sending medium, sending address/number) of all mailings to be sent to the user/member will be stored by Enki Sigorta Aracılık Hizmetleri A.Ş. to be submitted to the Ministry of Customs and Trade when necessary and/or requested.

If the user withdraws from the consent given on the website and/or by phone for Enki Sigorta Aracılık Hizmetleri A.Ş. to communicate with them for marketing purposes; they can easily remove themselves from the e-mail distribution list by clicking on the "Click here if you do not want to receive Enki Sigorta Aracılık Hizmetleri A.Ş. newsletters" link in the e-mails sent from Enki Sigorta Aracılık Hizmetleri A.Ş., by sending an e-mail to [email protected] or by calling our Insurance Support Line at 0212 705 89 89, and again by sending an e-mail to [email protected] or by calling our Insurance Support Line at 0212 355 89 89, they can indicate that they do not want to receive SMS messages we send from time to time to provide information about our services and do not want to be called by phone. Each user/member can return their contact information to the status of "I want to receive messages" at any time using the above methods. User/member information will be stored until the date that Enki Sigorta Aracılık Hizmetleri A.Ş. will determine at any time in the future due to needs and/or technical requirements.

5. Responsibilities of the User / Customer / Member

5.1. The Client may be requested to use an account name/number and password in accordance with certain transactions made or to be made in the future on the Site. All transactions made by the Client using the account name/number and password are the responsibility of the Client. The Client is obliged to keep the account name/number and password provided to him/her securely and not to share them with third parties in any way. The Client may request the Site to change the account number and password when necessary. The Website may only be used legally and in accordance with the law. By using this Site, the Client undertakes to act in accordance with the law. The Customer is liable for actions such as making untrue statements in order to obtain unfair advantage, concealing existing damages and showing them as if they occurred at a later date, using fake names and credit cards. https://www.saglikturizmisigortasi.com/ is authorized to take measures it deems appropriate to prevent such behavior, such as prohibiting the Customer from accessing the Site, making complaints, etc.

5.2. The Customer, who uses the content and various services offered by using the Site, may only make transactions through the Site for lawful, personal or corporate purposes. The legal and criminal liability for the transactions made by the Customer on the Site belongs to them. The Customer accepts, declares and undertakes that he/she will not engage in any business and action that will infringe the rights of https://www.saglikturizmisigortasi.com/ and/or another third party, will not disclose written, visual and audio information, and that https://www.saglikturizmisigortasi.com/ has the exclusive right to use, process, store, disclose and disclose to third parties any written, visual and audio information disclosed to https://www.saglikturizmisigortasi.com/ in any form while disclosing to https://www.saglikturizmisigortasi.com/.

5.3. The Member accepts and undertakes from the beginning to comply with the provisions of the legal legislation and not to violate them while using the portal services offered by the website https://www.saglikturizmisigortasi.com/. Any behavior and action aimed at rendering the website inoperable, significantly slowing down or damaging software and hardware systems is prohibited. This prohibition also includes making a large number of queries or membership registrations using automated programs or sending a large number of requests or information to the site by automated methods. https://www.saglikturizmisigortasi.com/ has the right to block access to the site and initiate legal proceedings for members who are found to be engaged in such activities, and all legal and criminal liabilities arising shall be fully and exclusively binding on the member.

5.4. The member may not use https://www.saglikturizmisigortasi.com/ , the website and portal services in any way that disrupts public order, violates public morality, disturbs and harasses others, for a purpose contrary to the laws at the national or international level, in a way that violates the intellectual and copyright rights of others, may not make the services they receive available to third parties, and may not be subject to commercial activities such as renting or offering for sale. In addition, the member may not engage in activities (spam, virus, trojan horse, etc.) and transactions that prevent or make it difficult for others to use the services.

5.5. Enki Sigorta Aracılık Hizmetleri A.Ş. shall not be liable for any unauthorized reading of the member's data and any damage to the member's software and data. The member agrees in advance not to claim compensation from https://www.saglikturizmisigortasi.com/ for any damages that may be incurred due to the use of https://www.saglikturizmisigortasi.com/ website and portal services.

5.6. The member who violates one or more of the articles listed in this membership agreement is personally criminally and legally responsible for this violation and will keep https://www.saglikturizmisigortasi.com/ free from the legal and criminal consequences of these violations. In addition; Due to this violation, if the incident is transferred to the legal field, https://www.saglikturizmisigortasi.com/ reserves the right to claim compensation against the member for non-compliance with the membership agreement.

5.7. Enki Sigorta Aracılık Hizmetleri A.Ş. always has the right to unilaterally delete/cancel the membership of the member when necessary. The member accepts this saving in advance. In this case, https://www.saglikturizmisigortasi.com/ has no responsibility.

5.8. The Customer accepts, declares and undertakes that he/she will provide all information requested from him/her on the Website in full and accurately. The Customer accepts and declares that he/she consents to the provision of all kinds of data required for the realization of the transactions requested and the provision of services from insurance companies, through the Identity Sharing System and Address Sharing System .

5.9. cThe Customer is responsible for the timeliness of all information, including the contact information provided to https://www.saglikturizmisigortasi.com/. In case of any problems arising from the information not being up-to-date, complete and/or accurate, any and all liability shall belong to the Customer.

5.10. The User / Member accepts, declares and undertakes that in case Enki Sigorta Aracılık Hizmetleri A.Ş. participates in all kinds of campaigns and sweepstakes to be held on the web, the necessary information will be shared with the relevant persons and institutions.

5.11. The Member agrees to comply with the Turkish Criminal Code, the Turkish Commercial Code, the Law on Intellectual and Artistic Works, the Decree Laws and legal regulations on the Protection of Trademark and Patent Rights, the Code of Obligations, the provisions of other relevant legislation, and all kinds of statements, announcements and notifications that the Platform will publish regarding its services while using the Services and its advantages. Any legal, criminal and financial liability that may arise due to use contrary to these notices and laws belongs to the Member.

5.12. Force Majeure Enki Sigorta Aracılık Hizmetleri A.Ş. shall not be liable for late or incomplete performance or non-performance of any of its obligations set forth in this Agreement in all cases considered as 'force majeure', including but not limited to cyber-attack, natural disaster, riot, war, strike, communication problems, infrastructure and internet failures, power outage and bad weather conditions, which are beyond the reasonable control of the relevant party, unforeseeable and unavoidable events that cannot be avoided despite due diligence. In case of force majeure, Enki Sigorta Aracılık Hizmetleri A.Ş. shall not be entitled to any compensation under any name.

5.13. Yürürlük Membership registration means that the member has read all the articles in the membership agreement and accepts the articles in the membership agreement. This Agreement was concluded at the time the member became a member and entered into force mutually.

6. Intellectual Property Rights

All Rights Reserved ©

All intellectual property rights, registered or unregistered, such as title, business name, trademark, patent, logo, design, information and method on this website and mobile site belong to Enki Sigorta Aracılık Hizmetleri A.Ş. or the specified party and are under the protection of national and international law. Visiting this website or benefiting from the services on this site does not grant any rights regarding the intellectual property rights in question. The User/Member accepts, declares and undertakes not to violate the aforementioned intellectual property rights by visiting or using Enki Sigorta Aracılık Hizmetleri A.Ş. sites.

Prior written permission and approval of Enki Sigorta Aracılık Hizmetleri A.Ş. is required for any use of the information on the site, including reproduction, translation into another language, storage or processing. For this reason, the information on this website cannot be reproduced, published, copied, presented and/or transmitted in any way without the written permission of Enki Sigorta Aracılık Hizmetleri A.Ş. All or part of the sites cannot be used on another website without permission.

Linking to this website is also prohibited without the written permission of Enki Sigorta Aracılık Hizmetleri A.Ş.

7. Commencement of Insurance Coverage

Insurance coverage begins with the issuance of the insurance policy by the relevant insurance company under the agreed conditions, the payment of the premium amount decided to be paid in advance, and is valid under the conditions in the special and general terms of the policy.

8. Other

Our website can only be used for legal purposes and in compliance with laws. By using this site, you undertake to act in accordance with the laws. It is authorized to take measures it deems appropriate such as making untrue statements to obtain unfair benefits, hiding existing damages, prohibiting further entry, complaining, etc.

Enki Sigorta Aracılık Hizmetleri A.Ş. is completely free to accept or not accept to provide a requested service.

Links to or from our website do not mean that we are in a legal relationship with other persons and organizations, or that we guarantee their performances and reliability, act on their behalf or authorize them in any matter, or that we are responsible for their actions and transactions. No commitment not made directly by us is binding on Enki Sigorta Aracılık Hizmetleri A.Ş.

Enki Sigorta Aracılık Hizmetleri A.Ş. does not guarantee that the information on this website is complete and accurate or that uninterrupted access to the page will be provided. The statements on this website and mobile site will not be considered legally binding and are not binding. It does not provide any implied, express or legal warranty, including but not limited to warranties regarding non-infringement of third parties' rights with this information, ownership, merchantability, fitness for a particular purpose and/or absence of computer viruses.

All information and documents on this website are provided by Enki Sigorta Aracılık Hizmetleri A.Ş. for information purposes only, and their accuracy and content are not guaranteed by us. Therefore, Enki Sigorta Aracılık Hizmetleri A.Ş. cannot be held responsible for any direct and/or indirect material and moral damages and expenses that may arise from transactions made based on this information and documents, or for damages that third parties may suffer.

Enki Sigorta Aracılık Hizmetleri A.Ş. and/or its employees cannot be held responsible for any damage, including but not limited to damages, losses and expenses that arise directly or indirectly as a result of any malfunction, error, deficiency, interruption, transmission delay, computer virus, line or system failure or force majeure during the use of this website, even if they have been informed of the possibility of such damage. In line with this information, Enki Sigorta Aracılık Hizmetleri A.Ş. is in no way responsible for errors, material or moral damages that may arise from the information and visual materials contained in this site.

All information herein may be changed without prior notice. Enki Sigorta Aracılık Hizmetleri A.Ş. may cancel or modify any part of its sites at any time, or limit access to some features and information on its sites or some parts of its sites without notice.

Although Enki Sigorta Aracılık Hizmetleri A.Ş. has taken virus protection measures for its sites, it does not provide any guarantee in this regard. Users are advised to take necessary precautions against viruses.

Visitors and members who use the content and various services offered by using the Enki Sigorta Aracılık Hizmetleri A.Ş. website can only conduct transactions through the site for lawful, personal or corporate purposes. Users are legally and criminally responsible for the transactions they carry out at Enki Sigorta Aracılık Hizmetleri A.Ş. Each user accepts, declares and undertakes that they will not engage in any act or action that would constitute a violation of the rights of Enki Sigorta Aracılık Hizmetleri A.Ş. and/or any other third party, will not disclose written, visual and audio information, and that Enki Sigorta Aracılık Hizmetleri A.Ş. has the exclusive right to use, process, store, disclose and disclose to third parties in any way all written, visual and audio information disclosed to Enki Sigorta Aracılık Hizmetleri A.Ş. at the time of disclosure.

Customer information may be disclosed to official authorities if this information is requested by official authorities in due course and in cases where it is obliged to make disclosures to official authorities in accordance with the mandatory legislation provisions in force.

In the event of a dispute regarding the services you receive from all communication channels of Enki Sigorta Aracılık Hizmetleri A.Ş., Turkish law will apply and Istanbul (central) courts and execution offices will be authorized.

Enki Sigorta Aracılık Hizmetleri A.Ş.

Nispetiye Mah. Gazi Güçnar Sok. No:4 Kat:4 Ofis No:10 34340 Beşiktaş/İstanbul

E-mail: [email protected]

Working Hours: Monday - Friday, 5 days a week, 09:30-18:30 hours

For all your questions, opinions and suggestions;

You can reach us by calling our Insurance Support Line at 0212 705 89 89 or by sending an e-mail to [email protected].